All Loan Services
Select any loan type to see full details — interest rates, eligibility, documents, features.
Personal Loan
Kisi bhi zaroorat ke liye — shaadi, medical, travel, home renovation, debt consolidation — no collateral, no guarantor. 10.5% se shuru. 5 minute online apply.
Key Features & Benefits
Documents Required
Marriage Loan
Shaadi ke sabhi kharche cover karo
Medical Emergency
Hospital bills, treatment, surgery
Travel Loan
Domestic & international travel
Home Renovation
Ghar ko naya look do bina collateral ke
Eligibility Criteria
Age: 21–60 Years
At the time of loan application
Min. Income: ₹15,000/month
Salaried or self-employed
CIBIL Score: 700+
Better score = better interest rate
Business Loan
Working capital, business expansion, machinery purchase, inventory — business loan up to ₹5 Crore. Unsecured & secured both options. MSME-friendly schemes.
Key Features & Benefits
Documents Required
Working Capital Loan
Day-to-day business operations fund karo
Machinery Loan
New machinery & equipment purchase
Business Expansion
Branch opening, inventory expansion
MSME Loan
Special rates for MSME registered firms
Eligibility Criteria
Age: 25–65 Years
Proprietor / Partner / Director
Business Vintage: 1+ Year
Min 1 year in business preferred
Annual Turnover: ₹10L+
As per ITR / bank statement
Home Loan
Fulfill your dream of owning a home with RATI PRIME FINSERVE expert home loan assistance. We work with 30+ banks including SBI, HDFC, ICICI, Axis, LIC HFL to give you the lowest interest rates.
Key Features & Benefits
Documents Required
Purchase
Buy ready-to-move or under-construction homes
Construction
Build your own house on owned plot
Balance Transfer
Switch to lower rate from current lender
Top-Up Loan
Extra funds over existing home loan
Eligibility Criteria
Age: 21–70 Years
At the time of loan maturity
Min. Income: ₹25,000/month
Salaried or self-employed
CIBIL Score: 700+
Better score = better interest rate
Loan Against Property
Apni residential ya commercial property ke against badi loan lo — business expansion, education, medical, ya koi bhi zaroorat ke liye. Low interest rate, high amount.
Key Features & Benefits
Documents Required
Residential Property LAP
House, flat, row house against loan
Commercial Property LAP
Shop, office, warehouse against loan
Plot / Land LAP
Non-agricultural land against loan
Balance Transfer
Existing LAP transfer at better rate
Eligibility Criteria
Age: 25–65 Years
At the time of application
Clear Property Title
No disputes, clear ownership documents
CIBIL Score: 650+
Secured loan — lower score also ok
New Car Loan
Apni dream car khareedne ka sapna poora karo — Maruti, Hyundai, Tata, Honda, Toyota, Ford, BMW, Audi sabke liye best loan. Up to 100% on-road funding available.
Key Features & Benefits
Documents Required
Hatchback / Sedan
Maruti, Hyundai, Tata, Honda, Toyota
SUV / MUV
Fortuner, Creta, Scorpio, XUV & more
Electric Vehicle (EV)
Nexon EV, Tiago EV, BYD & more
Luxury Car Loan
BMW, Audi, Mercedes, Volvo
Eligibility Criteria
Age: 21–65 Years
At the time of application
Min. Income: ₹15,000/month
Salaried or self-employed
CIBIL Score: 680+
Good credit score preferred
Used Car Loan
Second-hand / pre-owned car khareedna chahte ho? RATI PRIME se best used car loan milega — up to 85% of car value, flexible tenure, all makes & models.
Key Features & Benefits
Documents Required
Dealer Purchase
Certified used car from dealer network
Private Purchase
Direct from individual seller (P2P)
Refinance
Already owned car — get cash against it
Commercial Vehicles
Used truck, tempo, bus loan
Eligibility Criteria
Age: 21–60 Years
Applicant age at loan maturity
Min. Income: ₹12,000/month
Salaried or self-employed
CIBIL Score: 650+
Used car — slightly relaxed norms
Instant Loan
Emergency mein turant paisa chahiye? Instant loan up to ₹5L — 100% online, no paperwork, approval in minutes, disbursal in hours. Aadhar-based eKYC process.
Key Features & Benefits
Documents Required
Medical Emergency
Hospital bills in 2–4 hours
Rent / Utility Bills
Pending bills — quick relief
Shopping / Gadgets
Buy now pay later — EMI option
Salary Advance
Before salary date — instant fund
Eligibility Criteria
Age: 21–55 Years
Indian resident only
Min. Income: ₹10,000/month
Any source of income
Active Bank Account
With min 6 months history
Education Loan
India ya abroad mein padhai ke liye — tuition fees, hostel, books, equipment sab cover karo. SBI Scholar, HDFC Credila, Axis Bank — best education loan rates.
Key Features & Benefits
Documents Required
India — UG/PG
IIT, IIM, Medical, Law, Engineering
Abroad Studies
USA, UK, Canada, Australia, Germany
Vocational Courses
Skill development & diploma courses
Executive MBA / PGDM
Working professionals education loan
Eligibility Criteria
Student Age: 16–35 Years
Indian national
Confirmed Admission
Recognized college / university
Co-borrower Required
Parent / Guardian as co-applicant
Gold Loan
Apna sona ghar pe rakho ya bank mein — gold loan sabse fast aur lowest rate mein. Apne gold jewellery pe turant paise lo. No income proof needed. 30 minute disbursal!
Key Features & Benefits
Documents Required
Gold Jewellery Loan
22-carat jewellery se loan lo
Gold Coin Loan
Bank-issued gold coins accepted
Overdraft Against Gold
Withdraw as needed, interest on usage
Business Gold Loan
Quick working capital for business
Eligibility Criteria
Age: 18–70 Years
Any Indian resident
Gold: 18–24 Carat
Minimum 10 grams required
No CIBIL Required
Bad credit score also eligible
OD / CC Loan
Overdraft (OD) aur Cash Credit (CC) — business ke liye revolving credit line. Jitna use karo utna hi interest do. Working capital ke liye sabse best option. Stock, property ya FD ke against.
Key Features & Benefits
Documents Required
Cash Credit (CC)
Stock / inventory ke against credit line
Overdraft (OD)
Property ya FD ke against OD facility
Invoice Discounting
Pending invoices ke against instant fund
FD Overdraft
Fixed deposit ke against OD — lowest rate
Eligibility Criteria
Business Vintage: 2+ Years
Established business preferred
Annual Turnover: ₹25L+
As per ITR / bank statement
Collateral / Stock Required
Property, FD, or stock as security
Government Scheme Loans
PM Mudra, PM SVANidhi, PMEGP, Stand-Up India, Startup India — sarkari loan schemes mein lowest interest, subsidy benefits. RATI PRIME aapko sahi scheme mein apply karwata hai.
Schemes We Help With
Documents Required
PM Mudra Loan
Shishu ₹50K / Kishor ₹5L / Tarun ₹10L
PM SVANidhi
Street vendors ke liye ₹10K–₹50K
PMEGP Scheme
Manufacturing / service unit — 35% subsidy
Kisan Credit Card
Farmers ke liye crop & allied activities
Eligibility Criteria
Age: 18–60 Years
Indian citizen / resident
New or Existing Business
Manufacturing, service or trade
No Collateral Required
Most govt schemes are collateral free
30+ Bank & NBFC Partners
We work with India's top banks and NBFCs to get you the best loan deal.
Why Choose RATI PRIME FINSERVE
1000+ clients, 30+ bank partners — we get you the best loan deal every time.
Lowest Interest Rate
We compare 30+ banks to get you the absolute best rate — saving you thousands in EMI every month.
Fastest Processing
48-hour disbursal for most loans. Our team handles everything from document collection to bank coordination.
Minimal Documentation
Hum aapka documentation burden kam karte hain — only essential documents, no unnecessary hassle.
Doorstep Service
Ghar baithe loan milega — document pickup, verification, everything at your doorstep in Shahjahanpur.
Dedicated Loan Manager
Aapka ek dedicated loan manager hoga — puri process mein direct contact, no middlemen.
Free Consultation
100% free loan consultation — eligibility check, rate comparison, best bank suggestion. No charges at all.
Loan in 5 Easy Steps
Free Enquiry
Enquiry form bharo ya call karo — 30 min mein callback guaranteed.
Eligibility Check
Humara expert aapki eligibility free mein check karega.
Document Collection
Doorstep document pickup ya WhatsApp pe share karo.
Bank Processing
Best bank mein apply — fastest track processing.
Loan Disbursed!
Bank account mein seedha paise — 24–72 hours mein!
Best Loan Deal Guaranteed
— Free Consultation!
Chahe Personal Loan chahiye, Home Loan ho ya Business Loan — RATI PRIME FINSERVE ka expert team 30+ banks mein se aapko sabse best deal dilwayega.
- Free consultation — no obligation
- Response within 30 minutes
- Doorstep service — Shahjahanpur & all India
- 30+ bank partners — best rate guaranteed
📞 Contact RATI PRIME FINSERVE Loan Team
What Our Loan Clients Say
"Home loan 8.5% mein mila — pehle bank ne 9.2% bola tha. RATI PRIME ne SBI mein processing karwayi aur 7 din mein disbursal ho gaya. Bahut shukriya!"
Rajesh Patel
Home Loan — Shahjahanpur
"Business loan ₹25L ka tha — 3 banks ne mana kar diya tha. RATI PRIME ne HDFC mein approve karwaya aur 5 din mein paise aa gaye. Best service!"
Sunita Sharma
Business Loan — Shahjahanpur
"Personal loan ke liye gaya tha — inhone PM Mudra Loan ke baare mein bataya jo better tha mere liye. ₹10L mila subsidized rate pe. Excellent guidance!"
Mahesh Verma
Mudra Loan — Shahjahanpur
Contact RATI PRIME FINSERVE
Available Monday to Saturday, 9 AM to 7 PM. Doorstep service in Shahjahanpur & online pan-India.
Our Office
Infront of Satyam Hotel, Shahjahanpur, UP
All India Loan Service
Working Hours
Monday – Saturday
9:00 AM to 7:00 PM